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Insight Edition 3 2014

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Important information about Police Pensions

Pensions Update 6th Feb

There is much debate and uncertainty surrounding pensions. The introduction of the CARE Scheme in 2015 has raised several questions about its impact on those who have completed 30 years' service and no longer contribute to the 1987 Scheme but remain as serving officers. Advice has been sought from several sources. At present the above officers will still be able to access their pensions when they choose to retire. They will not have to wait for compulsory retirement age.

However, recent experience tells us that changes can be made often with undue haste. All officers choosing to leave any pension scheme are urged to seek independent financial advice.

In response to a number of enquiries from our members, here is the further information about pension reform that was originally sent to members via e-mail last year. Home Office Circular 14/2013 sets out the Government's final position on some of the detail, including further information about how transitional arrangements will apply:


Although this circular is not the final regulation it does add more detail to what we can expect.

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IMPORTANT : Travel Insurance

You must disclose any pre-existing medical conditions which applies to you, a travelling companion or immediate relative whether they are travelling with you or not, to the Medical Screening Service prior to departure.

See Travel Policy Health Warranty for details or contact Fed Office.

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Slater & Gordon Lawyers

Slater & Gordon Lawyers are specialists in all aspects of the legal issues faced by the police.

These include: personal injury claims, defamation and employment claims, claims of misconduct and criminal behaviour and in family law matters.

The upcoming Family Law Surgery dates at Merseyside Federation are:

  • 21st November 2014
  • 1st December 2014
  • 9th January 2015
  • 23rd January 2015
  • 6th February 2015
  • 20th February 2015
  • 6th March 2015
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