Group Insurance Schemes
Group Insurance Scheme Keyfacts | Group Life Policy | Merseyside GPA Wording |
Merseyside Half pay pol | Merseyside Police Federation Group Legal Expenses Scheme | 2008 GIS Legal Expense Key Facts Document |
The scheme covers a number of areas
Life Insurance
£80,000.00 – Death from Any Cause
Option to increase cover by a further £25,000 or a further £50,000 available. Call Federation Office (Extn 77500-04) for details
Insurer: Sterling Life
Half Pay Supplement
In the event that you are reduced to half pay you may be eligible to a benefit of £50.00 per week, payable for 26 weeks – payment will cease if the member returns to work or leaves the Force. A further payment of £100.00 per week will then be paid for a further four weeks if you are reduced to no pay.Personal Accident Insurance
If you are injured in an accident whilst on or off duty, you can (from 1st April 2005) claim £14 for each week you are signed off duty, excluding the first 7 days - for further information or advice on eligibility contact the Federation Office.
A 'Lump' sum of £60,000 for total loss of sight, loss of limbs or permenant total disablement. Lower benefits payable in the event of partial and permenant diasablement , the amount dependant upon the degree of disability
Legal Expenses Insurance
This policy provides a full telephone legal advice service on certain legal matters and will also provide cover for Legal Costs, this extends to cover your spouse/permanent partner, your children or parents if normally resident with you.Click here for full policy wording and click here for summary document. This policy provides a full telephone legal advice service on certain legal matters and will also provide cover for Legal Costs, this extends to cover your spouse/permanent partner, your children or parents if normally resident with you. Click here for more info.
Travel Insurance
This policy covers the member; their spouse/permanent partner and dependant children up to age 21 providing they are travelling with both/or one parent - this is worldwide cover for a 30-day duration - If you are travelling for more that 30 days, contact the Federation. All exclusions are contained in the policy document. Note there is an excess of £50.00 per person claiming. Click here for more info.RedArc
Click here for more info.Financial Advice
You are covered under this policy for free financial advice on a range of issues including mortgages, tax, investment, debt, wills etc, call the Federation office for detailsOptional spouse cover
Insure your spouse/partner for £50,000 with options to increase cover to £62,500 or £75,000.00. Call Federation Office for details Extn 77500-04
