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Merseyside Federation Charitable Trust
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  • Group Insurance Schemes
  • Group Insurance Scheme / Life Top Up

    The options to purchase additional (Top Up) life insurance cover; are available to existing subscribing member of the scheme only, we invite you to consider the options to increase your life cover for both yourself and your spouse / partner.

    All we ask you to do to apply for cover, is to complete the GIS Application form, a Declaration of Health Questionnaire for yourself and your partner (if applicable) and return them to the Federation Office for processing.

    We have been able to negotiate excellent rates for this additional cover, and these are highlighted below:

    Serving Officer - £25,000 Extra Cover – additional £2.17 per pay period

    Serving Officer - £50,000 Extra Cover – additional £4.33 per pay period

    Spouse - £12,500 Extra Cover – additional £1.08 per pay period

    Spouse - £25,000 Extra Cover – additional £2.17 per pay period

    The costs for the full scheme will be as follows

    Scheme 1 - £23.60 per pay period, and includes £100,000 life cover
    Scheme 2 - £25.70 per pay period, and includes £125,000 life cover
    Scheme 3 - £27.93 per pay period, and includes £150,000 life cover
    Partner Scheme 1 - £3.79 per pay period, provides £50,000 life cover
    Partner Scheme 2 - £5.58 per pay period, provides £62,500 life cover
    Partner Scheme 3 - £5.96 per pay period, provides £75,000 life cover<

    Click here for Top Up Life Cover Policy Wording


    Please ensure you fully complete ALL Sections on the Health Questionnaire, as failure to do so will result in a delay.

    If you require additional information, please contact the Federation on Ext 77500-04

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